Get Pre-Qualified First

Don’t Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

FIVE MYTHS ABOUT HOMEOWNERSHIP 

Myth #1 “I can’t afford a down payment.”
In the past, buying a home required a 20% down payment. But not today. In fact, 7 out of 10 first-time homebuyers make a down payment of 10% or less. 

Myth #2 “I have less-than-perfect credit, so I can’t get a mortgage.”
A less-than-perfect credit history doesn’t have to stand in your way of reaching your homeownership goals. 

Myth #3 “It’s less expensive to rent, and now may not be the right time to buy.”
In fact, you may be surprised how much home you can afford for the same rent check you’re sending in now, especially when you consider the tax advantages of homeownership. And unlike rental costs, your monthly principal and interest payments will stay the same for the life of a fixed-rate mortgage. Because home prices almost always go up (and only occasionally decline), buying as soon as you’re able is typically a better strategy than trying to time the real estate market. Moreover, as a homeowner, you’ll be building wealth as your home equity grows. 

Myth #4 “The whole mortgage process is long and complicated.”
We want to make buying your first home as easy as possible. We will assist you in finding the right mortgage consultant for your needs. 

Myth #5 “I won’t be able to make my monthly payments.”
Our goal is to help you succeed financially, so we’ll assist you and your lender. Your lender will determine which loan fits your budget and your financial goals, your home will be a powerful tool in building a secure future for you and your family. 

I work with several local lenders that will assist you in the loan process.  Give me a call 850-393-5134.